This 4-wheel driven, 3.4-liter V6 engine on independent suspension is considered a dream come true by avid motorists; taking advantage of this particular sentiment, insurance companies vary their rates insanely and often put in deals that are extras and sometimes, even unwanted. The best way, thus, to steer clear of the confusion is by knowing the significance of the components individually of a Pontiac Grand Am insurance package.
An insurance or coverage depends on many-a-factors; however, it's the safety of the car that stands as the prime point. Being a vehicle falling into the exotic group of automobiles, there are certain mandatory as well as optional coverage charges to fulfill. The Bodily Injury Liability and the Property Liability coverage is therefore, a must; along with that, collision insurance saves many an unwanted hassle in case there occurs an accident.
However, every automobile comes with a warranty from the manufacturer and the Pontiac AM is not an exception; the warranty can be treated as a limited/short-term Pontiac Grand Am insurance against normal mechanical faults resulting with normal usage within 10,000 miles or so. This can be extended further with after market auto warranties and helps to save hefty amounts that would have otherwise gone for repairs.
Such warranties shall cover the vehicle for 7 years (or 100,000 miles); the primary parts that are covered are the engine, the drive train, the transmissions and all the electrical and micro-electronic systems. Besides, there are many insurance companies that provide complimentary premium member benefits; these come handy when roadside assistance is sought the most. Another alternative to this is the Comprehensive Coverage; though the complimentary part may stay absent, but this type of coverage takes into account even mishaps caused by the forces of nature or when the car is hit by another one on standstill.
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